:root{
  --azul:#0b5cad; --azul-osc:#073f78; --cyan:#0fb5d6; --txt:#1a2230;
  --gris:#5b6675; --bg:#f4f8fb; --linea:#e2ebf2; --verde:#1faa59; --rojo:#e23b3b;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--txt);line-height:1.6;background:#fff}
a{color:var(--azul);text-decoration:none}
img{max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;color:var(--azul-osc)}
h1{font-size:2rem;margin-bottom:.6rem}
h2{font-size:1.5rem;margin:0 0 1rem}
h3{font-size:1.15rem;margin-bottom:.4rem}
p{margin-bottom:1rem}
.icon{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:2;vertical-align:middle}

/* Barra superior */
header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--linea);box-shadow:0 1px 6px rgba(0,0,0,.04)}
.bar{display:flex;align-items:center;justify-content:space-between;padding:10px 20px;max-width:1080px;margin:0 auto}
.logo{font-weight:800;color:var(--azul-osc);font-size:1.1rem;display:flex;align-items:center;gap:8px}
.logo .icon{stroke:var(--cyan)}
.btn-call{background:var(--verde);color:#fff;padding:11px 18px;border-radius:8px;font-weight:700;display:inline-flex;align-items:center;gap:8px;white-space:nowrap}
.btn-call .icon{stroke:#fff}
.btn-call:hover{background:#178c49}

/* Hero */
.hero{background:linear-gradient(135deg,var(--azul) 0%,var(--azul-osc) 100%);color:#fff;padding:54px 0}
.hero h1{color:#fff}
.hero p.lead{font-size:1.15rem;max-width:680px;margin-bottom:1.5rem;color:#dcebff;color:#e8f2fb}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
.btn-big{background:var(--verde);color:#fff;padding:16px 26px;border-radius:10px;font-weight:800;font-size:1.15rem;display:inline-flex;align-items:center;gap:10px}
.btn-big:hover{background:#178c49}
.btn-out{background:transparent;border:2px solid #fff;color:#fff;padding:14px 24px;border-radius:10px;font-weight:700;display:inline-flex;align-items:center;gap:8px}
.badges{display:flex;gap:22px;flex-wrap:wrap;margin-top:24px;font-size:.95rem}
.badges span{display:flex;align-items:center;gap:7px}

/* Secciones */
section.pad{padding:48px 0}
.bg-gris{background:var(--bg)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px;margin-top:8px}
.card{background:#fff;border:1px solid var(--linea);border-radius:12px;padding:22px}
.card .icon{width:30px;height:30px;stroke:var(--cyan);margin-bottom:10px}
.card.bg-gris{background:var(--bg)}
ul.check{list-style:none;margin:1rem 0}
ul.check li{padding-left:30px;position:relative;margin-bottom:.6rem}
ul.check li::before{content:"";position:absolute;left:0;top:4px;width:18px;height:18px;background:var(--verde);border-radius:50%;
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/14px no-repeat;
  mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/14px no-repeat}

/* CTA bloque */
.cta-block{background:var(--azul-osc);color:#fff;border-radius:14px;padding:34px;text-align:center}
.cta-block h2{color:#fff}
.cta-block .btn-big{margin-top:10px}

/* FAQ */
details{background:#fff;border:1px solid var(--linea);border-radius:10px;padding:0;margin-bottom:10px}
details summary{cursor:pointer;padding:16px 20px;font-weight:700;color:var(--azul-osc);list-style:none;display:flex;justify-content:space-between;align-items:center}
details summary::-webkit-details-marker{display:none}
details[open] summary{border-bottom:1px solid var(--linea)}
details .ans{padding:14px 20px}
details summary::after{content:"+";font-size:1.4rem;color:var(--cyan)}
details[open] summary::after{content:"–"}

/* Footer */
footer{background:#0a1626;color:#aebacb;padding:40px 0 28px;font-size:.92rem}
footer h3{color:#fff;font-size:1rem;margin-bottom:.6rem}
footer a{color:#9fc3e8}
.foot-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px}
.foot-bottom{border-top:1px solid #1d2c44;margin-top:24px;padding-top:16px;font-size:.82rem;color:#73839a}

/* Botón flotante móvil */
.float-call{display:none}
@media(max-width:640px){
  h1{font-size:1.55rem}
  .logo span.full{display:none}
  .float-call{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--verde);color:#fff;
    padding:15px;justify-content:center;align-items:center;gap:10px;font-weight:800;font-size:1.1rem;box-shadow:0 -2px 10px rgba(0,0,0,.2)}
  .float-call .icon{stroke:#fff}
  body{padding-bottom:60px}
}